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Short Sale Document Checklist

Following is the lender package that I require all short sale clients to complete. When it comes to short sales, the devil is truly in the details. Required Items: Before the Sales Contract 1. Cover letter 2. Table of contents … Continue reading

military short sale

Fannie, Freddie Ease Short-Sale Rules For Military

The following statement was released today by Paul Mullings,  Interim Head of Single Family Business and Information Technology, Freddie Mac (OTC: FMCC):“Freddie Mac is proud to support this important new effort to help servicemen and women when national duty requires … Continue reading


Renting Vs Buying in San Diego

According to the Winter 2012 Rent vs Buy Index from Trulia, homeownership is currently more affordable than renting in all but two of the 100 largest U.S. metropolitan areas. The latest index, which is based on asking prices for rental … Continue reading

IRS Letter To Senator Boxer On Short Sales

A recent IRS letter to Senator Barbara Boxer concerning the income tax implications of short sales by California homeowners seems to be provoking unqualified celebration.  This headline – IRS Will Not Penalize Cali Families Losing Homes To Short Sales -is fairly … Continue reading


Bank of America to Cut Short Sale Approval Times in Half

Beginning Saturday, Bank of America will initiate a new process for reviewing short-sale proposals that is designed to cut approval time in half. According to BofA’s website for real-estate agents,, the new short-sale process will enable bank employees to … Continue reading

gmac short sale

GMAC Short Sale

Check out this information and reference documents from the  GMAC WEBSITE about a GMAC Short Sale: Selling your home is one solution when there is long-term difficulty making the payments. Unfortunately, property values can decline, causing a difference between the … Continue reading

Short Sale Mistakes

Homeowners that are trying to short sale their properties are finding out the hard way that it is not as easy as it looks. A short sale is a very complex process that if not handled the correct way can … Continue reading


5 mythbusters for underwater homeowners

Myth: The new California Homeowner Bill of Rights keeps a lender from foreclosing on a home regardless of whether the borrower is pursuing a loan modification or a short sale. Reality: The Homeowner Bill of Rights, which went into effect in California … Continue reading


Surviving a short sale

After a seemingly eternal 18 months I signed off on a short sale of my home this past week. After a long and drawn-out negotiation with my mortgage lender, they opted to reject my mortgage modification and instead accepted a … Continue reading